Terms of Use
Last updated September 18, 2026
What this site is and is not
This is an informational website for FPE Insurance, LLC — a licensed insurance agency (PA Producer License #1328852, PA Entity License #1333625) that represents independent insurance carriers. We are not an insurance carrier ourselves; any coverage is underwritten and issued by the carrier you apply through. The coverage finder on this site shows sample rates so you can see what coverage built for first responders might look like.
Where we operate
FPE Insurance, LLC is licensed in Pennsylvania. Information on this site is intended for Pennsylvania residents, and any coverage is subject to the licensing and availability rules that apply in your state.
No coverage is bound through this site
Nothing on this site creates, offers, or binds an insurance policy or contract. Using the coverage finder or submitting an application does not mean you have coverage. Coverage begins only if and when a licensed carrier issues a policy.
Estimates are not offers
Prices shown in the coverage finder are illustrative samples based on the information you enter. They are not a quote, an offer of coverage, or a guarantee of approval or pricing. Actual rates, if any, are determined later by a licensed carrier through underwriting.
Accuracy of information you provide
You’re responsible for the accuracy of the information you enter on this site. Inaccurate information may affect any estimate you receive or any application you submit.
Limitation of liability
This site is provided “as is,” without warranties of any kind. To the fullest extent permitted by law, we are not liable for decisions made based on the sample rates or other information shown on this site.
Governing law
These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-laws rules.
Changes to these terms
We may update these terms as the site and our coverage change. The most current version will always be posted here, with an updated date at the top of this page.
Contact
Questions about these terms can be sent to jacob@joinfpe.com.