By a First Responder, For First Responders
FPE Insurance was founded by a career firefighter who knows exactly what this job asks of you and your family.
Who we are
FPE Insurance is an independent insurance agency built for fire, police, and EMS — and the families who wait up for them. It was founded by Jacob Albano, a career firefighter in Pennsylvania who kept seeing the same gap: the coverage a department provides is built around the job, not the person, and it usually disappears the day you hang up the gear. We’re here to close that gap with coverage that’s actually yours — priced for the work you do, and yours to keep whether you stay, transfer, or retire.
Why we’re here
First responders carry risks most policies were never designed for — cardiac events, cancer, the injuries that come with a physically punishing job, and the off-duty hours department coverage doesn’t touch. We do one thing: help first responders and their families find honest, straightforward coverage that fits the reality of the job. No jargon, no games — we’re upfront about what every plan does, and just as importantly, what it doesn’t.
What makes us different
- Built by a first responder, for first responders and retirees
- Coverage that's yours — it follows you after you leave or retire
- Straight talk about what each option covers and where its limits are
- A licensed agent who knows this world, in your corner when you want one — never pushy
Licensed and accountable
FPE Insurance, LLC is a licensed Pennsylvania insurance agency representing established, independent insurance carriers. We are not an insurance carrier ourselves — coverage is underwritten and paid by the carrier you apply through.
PA Producer License #1328852 · PA Entity License #1333625 · NPN 22295778