Protection Built for Fire Families.
Real coverage for fire, police, and EMS, priced for the job you actually do.
Takes about 3 minutes. No obligation.
Works for active duty and retired. Coverage stays yours even after you leave the department.
Built by first responders, for first responders and retirees
No phone call to get a price
Coverage that stays with you after retirement
FIREFIGHTERS
Higher risk of esophageal cancer than the general population.
Source: NIOSH firefighter cancer study.
POLICE OFFICERS
Officers suffer a job injury serious enough for the ER every year.
Source: CDC / NIOSH injury data.
EMS PROVIDERS
The injury rate of the average U.S. worker — and most departments offer little backup when you can't work.
Source: U.S. Bureau of Labor Statistics.
1/3
No medical exam.
Do you use tobacco?
2/3
coverage
3/3
Congrats, you’re covered.
Your beneficiaries are protected.
How it works:
We calculate your rate in real time, so you can get covered in 10 minutes.
1/3: Answer questions
Check My PriceNot sure what you need?
Explore each type of coverage we offer.
Cancer & Critical Illness
Pays you cash if you're diagnosed with cancer, a heart attack, or a stroke.
Accident & Injury
Pays you cash for the fractures, tears, and ER visits that come with the job.
What Your Department Covers,
and What It Doesn’t
Department Coverage
MyPulse
Follows you if you leave or retire
No
Yes
Pays you cash directly
No, pays medical bills
Yes, cash to you
Covers you off duty
Usually not
Yes, on duty or off
Amount you control
Set by the department
You choose
Cancer and critical illness lump sum
Rarely
Yes
Follows you if you leave or retire
Department
No
MyPulse
Yes
Pays you cash directly
Department
No, pays medical bills
MyPulse
Yes, cash to you
Covers you off duty
Department
Usually not
MyPulse
Yes, on duty or off
Amount you control
Department
Set by the department
MyPulse
You choose
Cancer and critical illness lump sum
Department
Rarely
MyPulse
Yes
Coverage varies by department. Check your own plan documents.
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- ✓Free to join, no credit card
- ✓Early access to every product we launch
- ✓Direct input on what gets built